One of the first questions most pool shoppers ask when they begin the buying process is simple: How much does a swimming pool cost—and how do prices compare between different pool types?
Unfortunately, many people hit a roadblock when researching what an inground or above-ground pool really costs, thanks to vague or incomplete pricing information online.
That’s why this guide was created. The pricing ranges in this article are based on real-world data gathered from pool installers across the country, insights from the River Pools manufacturing team, and broader industry research. While prices can vary based on your location, yard, and pool type, this breakdown will give you a reliable starting point.
Now, let’s get into it.
How much do above-ground and inground pools cost?
Here’s a quick look at what you can expect to spend in today’s market:
- Above-ground pool kits: $1,500-$7,500
- Rectangular above-ground pools with deck: $20,000 +
- Inground turn-key vinyl liner pools: $45,000
- Inground fiberglass pools: $85,000-$200,000
- Inground concrete pools: $95,000 to $225,000
Above Ground Pools
There are two pricing components in purchasing an above ground pool:
- The pool kit
- The installation
Kits for Above Ground Pools
Many swimming pool companies only sell above ground pool kits, and do not actually do the pool's installation.
These kits can range from $1,500 to $7,500, depending on quality. Pools made with more resin and less metal tend to cost more, but they also hold up better over time.
You can also find budget-friendly “set and fill” pools. These can cost as little as $100 to $800, but they’re designed to last just 1 to 3 summers before needing to be replaced.
Installations for Above Ground Pools
The installation costs of above ground pools usually run $1,000–$3,000, depending on the size and shape of the pool. Keep in mind that oval pools normally cost more than round pools, both to buy and to install.
Rectangular above ground pools are a bit of a different setup than your standard round or oval options. Because of the way water pushes against the walls, they need extra support—usually a wrap-around deck that also gives the pool a more finished look. Brands like Kayak Pools offer these models, and with the added materials and installation work, they typically cost over $20,000 to install.
Vinyl Liner Inground Pools
If you're looking for the lowest upfront cost for an inground pool, vinyl liner pools are typically your most budget-friendly option. This is mainly due to the fact that the materials for a vinyl liner are less expensive compared to fiberglass or concrete.
For a very basic, medium-sized vinyl liner pool without patio, you can expect to spend around $45,000 on average. Just keep in mind, the liner will typically need to be replaced every 5 to 9 years, which adds to your long-term ownership costs.
Add-ons like heaters, covers, decking, etc. will increase the total price.
Read More: Vinyl Liner Pool Basics: Pros, Cons, and How They’re Made
Fiberglass Inground Pools
Fiberglass pools generally have a higher upfront cost than vinyl liner pools, mainly due to the cost of raw materials. The fiberglass shell and shipping are significantly more expensive.
If you're buying just the fiberglass shell with delivery, expect to spend between $12,000 and $35,000, depending on the size of the pool.
Note: River Pools fiberglass pools are only available for purchase and installation through independent installation companies.
To have a pool contractor install the pool, including decking/patio, you can expect to spend in the neighborhood of $85,000–$200,000.
The overall cost of your project will depend on several key factors, including the pool model you choose, your location, your installer, and the layout of your yard. Additional options like heaters, lighting, water features, and patio materials will also influence the final price.
Read More: Fiberglass Swimming Pools 101: Manufacturing, Cost, and More
Want to see how much a pool might cost with all your favorite pool accessories? Use our Design and Price Tool to walk through your options and approximate price!
Concrete/Gunite Inground Pools
In most cases, but not always, concrete pools will have the highest initial cost, and will vary greatly depending on the size of the pool and the material used for the pool's surface (such as white plaster or exposed aggregate).
The reason why concrete pools tend to cost more is due to the labor involved with their installation.
In the majority of cases, a normal-sized concrete pool will cost about $95,000 to $225,000 with decking and options.
Read More: Concrete Pool Basics: Pros, Cons, and How They’re Made
Frequently Asked Questions
Q: What is the average cost of an inground swimming pool?
A: Inground pool prices vary by pool type. On average, you will pay around $45,000 - $65,000+ for a vinyl liner pool. A fiberglass pool may cost between $85,000 - $200,000. Concrete pools typically range from $95,000 to $225,000.
Q: What’s the cheapest type of inground pool?
A: Vinyl liner pools have the lowest upfront cost, typically starting around $45,000 for a basic setup. Additional features like decking, heaters, or covers will increase the price. Keep in mind too that the liner will usually need to be replaced every 5 to 9 years, which adds to long-term ownership costs.
Q: How much does an above-ground pool cost with installation?
A: Above-ground pool kits typically cost $1,500 to $7,500, depending on quality. Installation usually adds another $1,000 to $3,000, bringing the total to around $2,500 to $10,500. Oval pools tend to cost more than round ones to buy and install.
Q: How much does a fiberglass pool shell cost on its own?
A: If you're only purchasing the fiberglass shell and shipping (without installation), expect to pay $12,000 to $35,000, depending on the size and quality of the pool shell.
About the Author
Hi, I’m Marcus Sheridan, co-founder of River Pools® Virginia, an independent swimming pool installation company. I’ve spent more than 20 years working in the pool industry and helping homeowners understand how different pool types, installation methods, and design choices affect overall cost. My goal with this article is to provide clear, practical pricing information so you can plan your pool project with confidence.
Message from the River Pools Manufacturing Team:
We get it, pool pricing can be confusing. From kits to full installations, the numbers online often leave out important details that matter when you're budgeting for a real project.
That’s why this guide breaks down the actual costs of both above ground and inground pools, so you can plan smarter. Whether you’re thinking simple or something more custom, we’ve got the info to help you move forward with confidence.
If you’re ready to explore your options, it’s a great time to connect with an independent installer in your area who can help bring your vision to life.
Ready to connect with an installer in your area?
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