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Price Your Pool

How Do I Finance An Inground Pool?

Understanding that the majority of our customers finance their pool in one way, shape, or form, we at River Pools and Spas want to help you understand the task of pool financing and how it typically works for most homeowners.

Pool customers pay for their swimming pools in a variety of manners. Some of the routes typically taken are:

  • Home Equity Line
  • Second Mortgage
  • Unsecured Loan
  • Out of Pocket (cash)
  • Credit Card

***Pool Financing Tip: If you are planning to finance a large portion of your project, be sure to get pre-approval before having companies out for estimates. Many times folks have their dream pool all lined up only to find out they cannot secure the necessary financing. You can check out our pool pricing guide to determine your budget range.


Home Equity Lines & Second Mortgages

Of all listed, the most popular methods are second mortgages and equity lines which allow home owners to borrow against the equity in their homes. These are relatively easy to secure and have competitive rates.


Unsecured Loan

For those persons who a 2nd mortgage or home-equity line is not an option, there is still hope. Unsecured loans do not require home equity, but you will need solid credit.

If this seems like an option for you, we would suggest contacting HFS Financial about their home improvement and swimming pool loan options.  

Simply check out the information and links below to find out how to apply, calculate monthly payments, and learn other benefits such as:

  • Loan terms of up to 15 years
  • Loan amounts up to $1,000,000
  • 60-second loan inquiry
  • Options for varying credit situations
  • Available lenders in all 50 states
  • Funds can be used to finance any part of your project


Pool Loan and Financing Resources:

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